Part 1

Good credit is everyone's dream. A wise use of credit can go a long way. It certainly makes certain goals in life (like acquiring business loan from bank) easily attainable. But the key question remains: "What does it take to achieve 'Triple A' credit?" First and foremost, it is important it is critical to point out where most people go wrong when it comes to their credit and credit report. People with bad credit will usually seek credit repair help. Most would seek credit expert advice and few will try to do it themselves by purchasing a credit repair book.

Mainly, the problem is not the type of help you hire, rather the assumption you are left with after the whole credit repair process. Where most people go wrong is that once their credit report is free of any negative entries (or errors), they simply assume that they now have an excellent credit rating. That's simply untrue. In reality, your credit is not bad because you now have managed to erase the negative entries that was shown on your credit report before. At the same time, you do not have "Triple A" credit either. Unless, you have positive items or entries showing on your credit report.

And the key to a successful credit repair is not just getting rid-off the negative entries on your credit report, but rather to show-off that you have multiple positive entries on your credit report that can buy the confidence of your bank to loan you their money.

You can find numerous articles dedicated to guiding through the credit repair process, but few will discuss further than just repairing your credit. Meaning few will tell you-better yet, know about-how to add positive entries to your credit report.

It is very important you understand that, you can repair your own credit and make it flawless, better than anyone could have. Today, there is much help on credit repair, but not all of it is legitimate help. And it is extremely important to keep that in mind.

If you want to avoid getting chopped-down by bogus repair companies, take the following two statements as an advice that will serve you a long way.

1\\. There is no law available to any credit repair company, expert, or attorney, that is not available to you as the credit consumer.

2\\. Credit repair companies use the same law made available to you by congress to repair your bad credit. And they certainly can not change the laws for their clients.

The above two simple statements might seem obvious, but repeating them like a mantra can be the difference between getting ripped-off and getting the 'Triple A' credit you deserve.